Process

• We will discuss your current financial situation, your risk tolerance, and your long-term goals.

• We will mutually determine if we are a good fit for what you want to accomplish and if you are a good fit for our practice.

• Only if we are a mutual fit will we proceed to the next step. Using the information above, we will create a strategy tailored to your specific situation. We will help you implement the strategy.

• We will meet with you annually to review and adjust the strategy as necessary.

• We require our advisory clients to meet with us at least one time per year (in the office or by phone).

• We are also available on an as-needed basis, although we generally work by appointment. For quick questions that do not require an in-depth meeting, we return phone calls promptly, usually the same day.

Costs

While most of our accounts are fee-based through advisory services, we also serve clients who prefer to remain transactional through brokerage services.  We pride ourselves on employing a simple and easy-to-understand fee structure.  You have a right to know exactly what you are paying and how it is computed.

Where we reasonably believe it to be in a client’s best interest, we recommend:

Advisory Services
For more details, including costs, please refer to Stifel’s Form ADV Part 2A, Wrap Disclosure Brochure, available on our website at www.stifel.com/disclosures/investment-advisory-services/program-disclosures, for detailed information about the fees and expenses that clients incur in connection with Stifel’s investment advisory programs and to Stifel’s Form CRS, available at www.stifel.com/CRS.

Non-Advisory Products (Brokerage Services)
For more details, including costs, please refer to Stifel’s Relationship Guide at www.stifel.com/relationshipguide and to Stifel’s Form CRS, available at www.stifel.com/CRS.